Calculate business loan payments and compare loan types. See amortization, break-even analysis, and early payoff savings for SBA, term, and equipment loans.
Rate this tool · 0.0 avg · 0 ratings
Get matched with lenders. Rates from 6.99% APR.
Automate invoicing, expenses, and tax prep. Free trial.
Sponsored · We may earn a commission at no cost to you
SBA 7(a) loans: 5.5-8%, term loans: 6-30%, lines of credit: 7-25%, and equipment financing: 4-20%. Rates depend on creditworthiness and loan type.
SBA 7(a) is the most common SBA loan program, offering up to $5 million with favorable terms (up to 25 years for real estate, 10 years for other purposes) and competitive rates.
This depends on your business revenue, credit score, time in business, and collateral. Typical ranges: SBA up to $5M, term loans $5K-$500K, lines of credit $10K-$250K.
The Business Loan Calculator is a free online tool that lets you calculate business loan payments for term loans, sba 7(a), lines of credit, and equipment financing. It is part of NexTool's collection of free tools designed to help you work faster and more efficiently.
Using the Business Loan Calculator is simple: visit the tool page, enter your data or input into the provided fields, and get instant results. No downloads, installations, or sign-ups are required. The tool runs directly in your web browser for maximum convenience.
Yes, the Business Loan Calculator is 100% free to use with no limitations. There is no registration required, no daily usage caps, and no hidden fees. You can use it as many times as you need.
The Business Loan Calculator uses industry-standard formulas and algorithms to deliver reliable results. While the tool is designed for accuracy, results should be used as estimates and guidance. For critical decisions, always consult a qualified professional.
Yes, after running your calculation you can copy the results to your clipboard or take a screenshot. The Business Loan Calculator displays a detailed breakdown so you can easily record or share your numbers. No account is required to use or save results.
No spam. Unsubscribe anytime.
Calculate business loan payments and compare loan types. See amortization, break-even analysis, and early payoff savings for SBA, term, and equipment loans.
NexTool's Business Loan Calculator is completely free to use with no sign-up required. Your data is processed directly in your browser and never sent to our servers, ensuring complete privacy and instant results.
Need deeper analysis? Try AI-powered document review
Analyze tax docs, contracts & statements with Pro — $9/mo
Get notified about new tools, features, and exclusive deals. No spam, ever.
| Type | Effective Amt | Rate | Monthly | Total Interest | Total Cost |
|---|---|---|---|---|---|
| Term Loan(selected) | $100,000 | 8.50% | $2,051.65 | $23,099 | $123,099 |
| SBA 7(a) | $100,000 | 8.50% | $2,051.65 | $23,099 | $123,099 |
| Line of Credit | $75,000 | 8.50% | $531.25 | $31,875 | $106,875 |
| Equipment Financing | $80,000 | 8.50% | $1,641.32 | $18,479 | $98,479 |
| Scenario | Amount | Rate | Term | Monthly | Total Interest |
|---|---|---|---|---|---|
| Primary | $100,000 | 8.5% | 60mo | $2,051.65 | $23,099.19 |
| Scenario B | $150,000 | 7.0% | 84mo | $2,263.90 | $40,167.77 |
| Scenario C | $75,000 | 10.0% | 36mo | $2,420.04 | $12,121.41 |