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Home / Compare / Best Tax Software for Self-Employed & Freelancers in 2026
Tax Software

Best Tax Software for Self-Employed & Freelancers in 2026

Compare tax software designed for freelancers, gig workers, and self-employed individuals. Find the best tools for maximizing deductions on Schedule C.

4 products reviewedUpdated March 2026
Editor's Pick
#1

TurboTax Self-Employed

4.6
Start Filing
Best for: Best guidance for self-employed deductions

Pros

  • Industry-specific deduction finder
  • Expense tracking with QuickBooks integration
  • Expert help from CPAs who know self-employment

Cons

  • Most expensive option ($129+ federal)
  • State filing costs extra ($64)
  • Heavy upselling throughout
#2

H&R Block Self-Employed

4.4
File Now
Best for: Self-employed with in-person support needs

Pros

  • Lower price than TurboTax ($85+ federal)
  • In-person office support available
  • Cryptocurrency tax support included

Cons

  • State filing extra ($37+)
  • Fewer industry-specific prompts
  • Interface less intuitive than TurboTax
#3

FreeTaxUSA

4.5
File Free
Best for: Budget-conscious freelancers

Pros

  • Free federal filing including Schedule C
  • State filing only $14.99
  • Handles all self-employment forms

Cons

  • Less guidance on deductions
  • Basic interface
  • No expense tracking integration
#4

TaxAct Self-Employed

4.1
Learn More
Best for: Mid-price self-employed filing

Pros

  • Mid-range pricing ($64.95+ federal)
  • Lifetime access to returns
  • Deduction maximizer included

Cons

  • Less polished interface
  • Fewer help resources
  • State filing costs extra

Crunch the numbers yourself

Use our free Self-Employment Tax Calculator to analyze your own situation and make the best decision.

Try Self-Employment Tax Calculator

Frequently Asked Questions

What tax forms do self-employed people need?

Self-employed individuals typically need Schedule C (business income/expenses), Schedule SE (self-employment tax), and potentially 1099 forms from clients. You may also need Schedule E for rental income and various state forms.

What deductions can self-employed people take?

Common self-employment deductions include home office expenses, vehicle mileage, health insurance premiums, equipment/software, internet and phone costs, professional development, and the QBI (Qualified Business Income) deduction of up to 20%.

Do I need to pay quarterly estimated taxes?

If you expect to owe $1,000 or more in taxes for the year, the IRS requires quarterly estimated tax payments (due April 15, June 15, September 15, and January 15). Underpaying can result in penalties.

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